Get to know the Original Card / See How to Apply

Original is yet another option for people looking for convenience, lower rates and 100% online service.

Say goodbye to bank branches, queues, bureaucracy, paper… Banco Original is part of the new wave of new “Fintechs” online banks, as well as Neon, Inter, Nubank.

In this combo of differentiated tools and services, there is the credit card. All digital banks promise more benefits and modernity for this “tool” that is so essential for us.

Check below for more information about this card and the bank and learn how to apply for yours!

What is it?

The Original credit card is a product of Banco Original, a digital financial institution, without the existence of physical branches.

It then means that all operations must be carried out through the company's website or application.

What are the advantages of Banco Original cards?

Banco Original offers customers 4 types of credit cards. One of its advantages is the lack of annuity, but rest assured, we explain how each model works.

The Banco Original credit card has the “Seja Original” application, which allows you to manage your rates, invoices, limits and other information in a super simple way.

The original bank card also has an exclusive discount program called Meu Original.

Through this program, you can use preferred services and purchase products. Another advantage of the original card is the cash back points program.

Cashback is a reward system. It is not points but provides cashback to customers.

The flag

The original card is issued under the MasterCard brand, one of the main brands in the market and accepted by most institutions in the world.

Original card cashback

The original refund works like this:

For every $1 spent on credit and debit cards, you can receive % cash back, which varies depending on the type of card you have.

For the international (green) card, reimbursement is 0.30% of the consumption value; for Gold card, cashback is 0.50%; the platinum (gray) card is 1% and the black (black) card is 1.5%. These percentages generate points, and 1 point equals 1 dollar.

By accumulating points, you can redeem value. You can redeem the amount in your account or you can redeem part of the credit line that can be used as an invoice discount. Redemption is done through the bank's own application, which is very easy.

Understand a little more about each card

Now that you know the general advantages of banks, how about knowing the cards available, how about comparing or requesting your card?

International Original

• Credit and debit cards with no annual fee;
• Original cashback purchased with 0.3% credit;
• Internationally recognized;
• Allow withdrawals within 24 hours;
• It has an application to manage and control your expenses.

Original Gold

• With exemption from the first 12 installments of the annuity, after which you pay 29.00 reais in installments (from the second year onwards).
• However, if your monthly expenses exceed R $ 1,000.00, or if you invest 10,000 reais per month, your Original Gold annuity is free.

Original Platinum

• Original Platinum waives the annual fee for the first 12 months, after which you pay R$42 in installments (from the second year onwards).
• Anyone who consumes more than R $ 2,000.00 per month or invests more than R $20,000, the annuity is free.

Original Black

• Original Black is also free of annual fee for the first 12 months of membership, after which you pay around R$81.00 / month (second year).
• However, if you have a monthly credit card expense of more than RS5000.00 or just invest from R$50 thousand, you do not pay the annuity.

How to apply?

Access the Compara website in the Banco Original credit card section. Then select the desired card option and request it.

You will be directed to the original website. On the website, download the app from the App Store or Google Play, then create your online account first.

Fill in the form with your personal data, address and other information about your financial life. Wait for your card to be approved, this can take up to 15 days, but usually the answer will appear sooner.

Ready! Enjoy your new card!