BNDES Lines / Discover the Best Credit Models
Do you know BNDES? If you are not aware, he is primarily responsible for offering credit to small, medium and large companies.
As a Brazilian public company, through it the Brazilian government offers various types of long-term investments.
Do you want to get to know the BNDES and its other information better? So keep reading this article until the end, because throughout it you will find the best and main information on the subject, thus allowing you to obtain a better understanding and knowledge about it. Let's go?
What is the BNDES?
The National Bank for Economic and Social Development (BNDES) is a Brazilian public company, responsible for offering thousands of people various types of investments and loans, so that the country's economic development is stimulated.
The BNDES offers credit to companies of all sizes and to different investor profiles, which makes it a great opportunity for thousands of people.
As a federal public company, the BNDES ends up being a very important instrument for the Federal Government to make investments in the segments and support entrepreneurs with the aim of generating work, income and social inclusion.
What is the BNDES bank?
Considering the information mentioned above, we can perceive and understand that the BNDES does not belong to any private bank, and even that it does not have physical branches for requesting services and attendance.
What many people don't know is that the BNDES uses indirect support so that it can have access to loans and many other services.
Banks and other registered banking institutions that offer the opportunity to offer a certain BNDES loan line are those that receive both individuals and legal entities for service.
How to get a BNDES loan?
In order to get a loan from the BNDES, in the first place, you need to register with a bank that is accredited and also qualified to work with the BNDES credit lines.
This must be done for the simple fact that these same institutions, considering their practices and credit assessment, may or may not grant the requested loan amount.
In this process of granting the loan to its customers, the BNDES only enters by giving the endorsement, ratifying the bank's approval and releasing the amount to the institution.
It is also worth remembering that all banks that are accredited are authorized to negotiate rates and payment terms and it is for this same reason that the conditions of a credit line can vary greatly from bank to bank.
We cannot forget to mention that checking the requirements of the loan or financing you want to apply for is a very important factor when we are talking about the BNDES loan.
What can we finance through the BNDES?
Even before carrying out the loan process for your financing, it is very important that you know whether the BNDES finances the asset that you are interested in financing.
Even if the chances of the item being on the list are high, it is very important to do this check so that you know what to do in the preparation process.
Not to mention the fact that credit lines have different objectives, however they always seek to serve their customers as much as possible in the right way and offer the best services.
See below a list of what BNDES finances:
- Working capital;
- Studies;
- Projects;
- Construction;
- Expansion;
- Training;
- Nationally manufactured machinery and equipment;
- Vehicles and aircraft;
- Inputs;
- Services;
- Software;
- Working capital;
- Export of national goods and services;
- And much more!
