FGTS Application – See How to Download and Use

You certainly have already realized that the Brazilian Government, despite all its problems, is still responsible for offering various benefit programs to citizens, isn't it?

So, among these benefits, we can highlight the Severance Indemnity Fund, also known as FGTS.

The FGTS going straight to the point, it is a benefit responsible for basically favoring workers, who in turn have a reserve.

Now to check out this benefit, you have access to a digital platform. Therefore, if you are interested in knowing what it is, keep checking all our content.

FGTS - What is it and how does it work?

Before we can provide more detailed information about the FGTS application, it is interesting that we highlight what exactly the benefit is about.

As previously mentioned, the Severance Indemnity Fund is something aimed at workers, as it is not very difficult to identify, it varies based on the time worked.

But after all, what background are we dealing with exactly?

Explaining it in a very simple and didactic way, when you enter a formal employment service, you soon agree with several labor issues.

One of these issues is, in this case, more focused on the boss, who, in turn, must deposit a percentage of the amount referring to his remuneration in his Caixa account.

The amount in question should not be deducted from your salary, but defined from it, and is therefore a “mandatory courtesy” of the employer.

A monthly deposit is made to your account and the related amount is 8% of your salary.

And despite being in his own account, the employee does not have access to the income whenever he wants.

There are laws established by the government that allow workers to access their money by right, only in a certain period of the year.

However, when the person is disconnected from the company, he will therefore have access to the money in question.

Many prefer not to touch the money and then leave a greater margin for the value of their retirement.

FGTS application

Now that you already know part of what this benefit offered to workers, the FGTS, is about, we can already highlight a little about its application.

At first, it is interesting to make it clear that the FGTS application is available for download on all smartphones whose server can be both IOS and Android.

The platform in question was developed precisely with the aim of making life easier for citizens who, in turn, no longer need to worry about a series of issues.

The questions I refer to are diverse, however, it can be highlighted, for example, the fact that through a few clicks, you can request your withdrawal.

Also, you can check out the withdrawal schedule without much effort.

Regarding FGTS withdrawals, we can highlight two.

The first of them and also the most common is the anniversary withdrawal, whose calendar is the one we referred to earlier.

Another type of withdrawal is the emergency one, which in turn was authorized through Provisional Measure No. 946 of 07/04/2020.

With this type of withdrawal, you can withdraw an amount of up to one minimum wage, that is, R$1,045 per worker.

And as the last type of withdrawal, we have the digital one, which in turn must be done entirely through the app.

In fact, the withdrawal in question is nothing more than a transfer.

That is, without having to leave your home, you can carry out a transaction from the amount available in your FGTS account at Caixa, to another checking account.

The account in question can be from any financial institution.

Remember that all operations are completely free.