CBD / Understand How It Works and Get Good Results
If you are not aware, the CDB is one of the most popular investments among people who invest in fixed income and this is mainly due to the profitability and security of this same investment.
This is nothing more than a title that can be issued by several banking institutions so that it is possible to raise money. Very interesting, isn't it?
Want to get to know the CBD better? So keep reading this article until the end, because throughout it you will have access to the best and main information about the investment in question. Let's go?
What is CBD and how does it work?
The Bank Deposit Certificate (CDB) as previously mentioned is nothing more than a fixed income security that can be issued by thousands of banks.
Bearing this in mind, it is easy to understand that any investor can have a CDB in their portfolio of financial investments.
It basically works like a loan made of your money to a banking institution. In exchange for this service, you receive a profit rate, which is decided and defined at the time of purchase.
Borrowed money can be used to finance various activities of the issuing bank, such as projects, growth and debt repayment.
It is worth mentioning that CDBs issued by small banking institutions tend to have a higher rate of return. In the same way as those with longer maturities, they tend to present a more attractive return.
How to invest in CBD?
Many people do not know, but making investments in CDB through stockbrokers can be much more advantageous for thousands of investors.
Next, you will see a brief step by step on how to invest in CDB, check it out:
Open your account: first, you need to open your account on some reliable investment platform, just entering your personal data, creating a login and password.
Transfer: after creating your account on an investment platform, it's time to transfer the amount to be invested in the CDB and send it via TED to the chosen broker.
Access the platform: it is in this environment that you will find the best information about the investment being made and also about the other types of investments that can be made at the brokerage.
Choice: this is one of the most important moments in the entire process, as you will check the CDBs available to invest in and then choose the one that most pleases you and is advantageous for you.
Invest: after having chosen your security to be invested in, the time has come to invest in it and for that you should get in touch with your brokerage, as they will know how to help you throughout this process.
By following this step by step, you will become a professional CDB investor!
Advantages of investing in CBD
The CDB has many advantages that end up making this security a very interesting security for many fixed income investors. See below what are its main advantages:
Ease: investing in CDB is very easy, as you only need to have access to the internet and an account at a financial institution. Not to mention that the entire purchase process is done online.
Profitability: one of the most advantageous things about CDB bonds is that they have great profitability, where it is possible to find bonds that offer yields above 100% of the CDI.
Diversification: CDBs are great allies for those people who are interested in increasing the yield of their portfolio as it is a title with a lot of diversity.
