Consult Score at Serasa – See How It Works Currently

26 de August de 202113 de April de 2022 eder

One of the most important issues when we are referring to your financial life is certainly what level your score is.

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In case you had never heard of this term before, it is interesting to make it clear right away that it is extremely influential in your financial life.

But do you know why? In a very brief way to explain, it can be said that the score is the score that defines how good a payer you are.

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Interested in knowing more about it? Well then, keep reading and checking all our content, because here we will show you what it is about and also how to make your query.

Score - What is it and how does it work?

As we said before, the score is a score that assesses how good a payer you are.

The reason why we gave this definition earlier is basically due to the fact that the score is nothing more than a number, which goes according to your financial history.

The number in question can vary between 0 and 1,000. Obviously meaning you are a good payer, the higher your score is.

And in relation to this analysis of your financial history, what we mean is that the company responsible for accounting for the score, analyzes practically your entire financial life in the last year.

The questions that are most taken into account are, for example:

how many times you applied for a credit, whatever it may be;
what is your monthly remuneration;
what amount of fixed account you have monthly;
do you pay your debts on time?
do you have a good financial movement?

From then on…

From this, a calculation is made and thus defined what your score will be.

The score, in turn, will be directly influential in your financial life.

This is because companies have as their main requirement, a score score.

Therefore, if you do not have a score at a level suitable for the financial market, you will probably be denied the request for some credits, such as: loans, financing and also credit cards.

Score- What are your levels and how to increase it

Now that you've seen how important the score can be, you need to know exactly how the levels work and also how to increase it.

Reinforcing what was previously said, the score ranges from 0 to 1,000, thus following the following pattern:

0 to 300: high chances of being negative, it is generally rejected in the request for credits;
301 to 700: less likely to have a dirty name, it is usually approved;
701 to 1,000: very low chances of having a restricted name, approved without difficulty most of the time.

Definitely one of the ways in which you can make your score increase is not to let your name remain with pending accounts.

That is, do not make late payments.

In addition, you should also be careful with the amount of credits you request, as this may end up not making a good impression on the companies that calculate the score.

Apart from that, it is also advisable to update your registration data at Serasa.