Score Serasa Why worry about it

You most likely have heard the term “score”, right? Otherwise, it is interesting to point out right away that it is quite influential.

The influence by which we refer refers to the financial area of our lives, in which we deal with money, bills, credits and much more.

The score, in a very generalized way, can be the condition responsible for making you receive such credit or not, make a certain purchase or not, and much more.

Therefore, if you are interested in knowing more details about it, we suggest that you continue reading and check out all our explanatory content.

Serasa Score- Why this name?

Even before we can present the reasons why you should be concerned with serasa score, it is interesting that we highlight why it carries this name.

Let's do it by steps!

The name "score" is nothing more than the English translation of the word score.

The term “Serasa” is actually the name of a company.

The company in question is precisely responsible for doing this accounting to determine the value of your score.

It was developed with the aim of helping companies and businesses to determine whether that buyer can really afford the debt he is incurring.

And that's where the issue of being approved or not in the request for a credit comes in, for example.

Score Serasa Why worry about him?

Now that you know why the term takes this name, let's move on to the definition.

As previously presented, the score can be defined as a pointer of how good a payer you are.

That is, the more bills you pay the higher your score.

So the more punctual you are and also the more financial transactions you make on your behalf, your score will always increase.

With this, we can conclude that the score increases due to its financial name.

That is, if your history is pleasant and matches expectations, it will always be growing.

Regarding how the score can be influential, we must say that it is one of the main requirements of financial companies, for example.

A score that has a reasonably good score (such as 500 points) is quite taken into account.

This is due to the fact that we have already clarified here, the same is the average of how good a payer you can be.

However, it is worth mentioning that if you are interested in a loan, for example, the amount you will have access to will be lower, since your score is not very interesting for the company.

However, if it has an increase, you may have access to the full value that interests you.

But in addition to loans, the score is also influential for applying for financing and credit cards.

Score Serasa- How to consult

One of the most frequently asked questions about the score is:

“How do I check my score?”

The answer to the question at hand is quite simple.

You basically must access the following email address: https://www.serasa.com.br/.

Afterwards, you will simply have to provide your CPF number.

Ready! Now you can check what level your score is at, in addition to its variations over time and issues that influenced your accounting.

Score Serasa- What are your levels?

The levels that the score carries are basically three, being defined from the following way:

• 0 to 300: high chances of having a negative name;
• 301 to 700: reasonably good level, less likely to have a dirty name;
• 701 to 1,000: great score level, unlikely to have any restrictions on the name.

A very influential question at the level of your score is any outstanding debt recorded in your name.