How to RECEIVE from the INSS without ever having contributed
The Benefit of Continued Provision (BPC) is guaranteed by the Organic Law of Social Assistance (LOAS) and is paid by the Government for elderly people aged 65 or over or with some type of disability and who are in a situation of economic difficulty. To be entitled to the BPC, it is necessary to meet the following criteria: be elderly or have a disability, have a family income of up to ¼ of the minimum wage per person living with the applicant, receive a favorable opinion from a social worker at the Assistance Reference Center (CRAS) in the region and be enrolled in the Single Register of Social Programs of the Federal Government.
Receiving retirement, however, can bring more advantages than the BPC, such as the possibility of accumulating it with a death pension, not having to undergo reassessments, working and continuing to receive the benefit, the right to the 13th salary, ease of contracting payroll loans and a value of the benefit may be greater than a minimum wage.
BPC and INSS
To switch from BPC to retirement, you must have contributed to Social Security and meet the minimum contribution time, disability or age requirements. Even those who stopped contributing may be entitled to a retirement and should consult the INSS website or application to verify their situation.
In addition, it is important to highlight that in order to switch from BPC to retirement, you must follow certain procedures. The first step is to make an appointment with the INSS to check if you are entitled to retirement and, if so, what is the best way forward. Next, it is necessary to complete and submit the necessary documents to file the retirement application.
It is important to remember that, during the process, you can count on the help of a lawyer specializing in pensions to guide you and ensure that all documents are correct and complete. In addition, it is necessary to monitor the progress of the process and be prepared to carry out medical examinations, if necessary.
In summary, the Benefit of Continued Provision (BPC) is intended for elderly or disabled people in a situation of economic difficulty. Retirement, on the other hand, is a type of benefit intended for people who have contributed to Social Security and meet the contribution time, age or disability requirements. To switch from BPC to retirement, it is necessary to follow certain procedures and rely on the help of a lawyer specializing in social security.
